• Pre-Existing Condition Insurance in Florida


    Help for Getting Medical Insurance with a Pre-Existing Condition in Florida

    As of July 1, eligible residents of Florida are able to apply for coverage through the state’s Pre-Existing Condition Insurance Plan program run by the U.S. Department of Health and Human Services.

    To qualify for coverage:

    • You must be a citizen or national of the United States or lawfully present in the United States.
    • You must have been uninsured for at least the last six months before you apply.
    • You must have had a problem getting insurance due to a pre-existing condition.

    PCIP will cover a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, even if it’s to treat a preexisting condition.

    Below are the monthly PCIP premium rates for Florida by the age of an enrollee.

    Ages 0 to 34: $363

    Ages 35 to 44: $435

    Ages 45 to 54: $556

    Ages 55+: $773

    In addition to your monthly premium, you will pay other costs. You will pay a $2,500 deductible for covered benefits (except for preventive services) before the plan starts to pay. After you pay the deductible, you will pay a $25 co-payment for doctor visits, $4 to $30 for most prescription drugs, and 20% of the costs of any other covered benefits you get. Your out-of-pocket costs cannot be more than $5,950 per year. These costs may be higher, if you go outside the plan’s network.

    You can apply here (it can take a while for this page to load).

    This was originally posted at the HealthCare.gov site here.




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This blog was created as part of the E-Government services offered by the Pasco County Library System. Our intent is to provide the citizens of Pasco County, Florida electronic resources and information about Health Care in Pasco County.

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Prescription Drug Help

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Florida Discount Drug Card Program

If you are 60 years old or older and without prescription drug coverage or who fall into the Medicare Prescription Drug Coverage gap; or under age 60, without prescription drug coverage, and with an annual family income of less than 300% of the Federal Poverty Level you may use this program. Qualifying incomes include those below the following:


$32,490 (for an individual)

$43,710 (for a family of two)

$66,150 (for a family of four)


For general information: http://www.floridadiscountdrugcard.com/

To enroll go to: http://www.floridadiscountdrugcard.com

Or call 1-866-341-8894 to enroll by telephone


Pasco County Prescription Discount Card


You can pick these up at any library branch or at the health department to receive a discount on your prescriptions.


For information 1-877-321-2652 or visit their website www.caremark.com/naco